First Fidelity Capital Markets Inc.


Partner with First Fidelity

Licensed in most states and offering a full product suite including Conventional, Jumbo, FHA, VA and Heloc’s.

Superior integrated pricing and loan origination system including cloud based technologies.

Professionalism, operational efficiency and highly lucrative compensation structures.


Since 1998,

First Fidelity has served as an investor and trusted strategic advisor to the mortgage banking industry. Its principals have served as CEO's and on Boards of Directors. First Fidelity is actively engaged in a variety of mandates for banking clients.


Richard J. Arbogast

Richard J. Arbogast is a Managing Director of First Fidelity. Previously, Richard served as the CEO of Chapel Mortgage Company and its predecessor affiliate for 23 years originating and servicing billions annually. Chapel Mortgage created several affiliates the largest of which was sold to Deutsche Bank. Mr. Arbogast has served on the Advisory Boards of Chase Bank, Countrywide Home Loans, Chemical Bank, Washington Mutual and New Century Mortgage.

Joseph H. Smalley

Joseph Smalley is a Senior Vice President of First Fidelity. Previously, Joseph was the national sales manager for 13 years for Gateway Funding in Horsham, PA responsible for $2 to $3 billion in annual closed loan volume. Mr. Smalley managed a sales force of over 500 loan officers and branch managers in 70 offices nationwide. Joseph actively recruited new managers and loan officers nationally and managed product development and training.

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